Personal household benchmark

See how your household compares

Choose a supported budget year and enter monthly income and spending. Compare each line with matched households in 1989, 2007, and 2022, all in 2022 dollars.

Historical norms Compare yourself Scenario lab

Your monthly cash flow

Enter monthly amounts from your chosen budget year

Entries are converted to 2022 dollars for comparison. Use $0 when a category does not apply. Blank lines count as $0, so totals are incomplete if costs are missing.

Income and paycheck deductions

Income after all personal taxes$ Retirement contributions$ Household-paid health-insurance premiums$ Life and other non-health personal insurance$

Core household costs

Direct housing cost$ Utilities and telephone service$ Home internet service$ Paid TV and video$ Groceries$ Medical care outside premiums$ Household operations and services$ Paid childcare$ Routine transportation total$ Apparel and services$ Personal-care products and services$ Student-loan payments$

Flexible spending

Restaurants and food away from home$ Other entertainment$ Household furnishings and equipment$ Out-of-town transportation$ Education outside student-loan payments$ Alcoholic beverages$ Tobacco and smoking supplies$ Gifts and cash contributions$ Miscellaneous spending$ Reading$

See how your household compares

Enter monthly amounts from your chosen budget year

What separates your household from the matched medians

How your household compares with each generation